Terms of Service for Lumio Consulting

Effective Date: July 31st, 2025

These Terms of Service (“Terms”) govern your use of the Lumio Consulting website and any consulting, training, or related services we provide (“Services”). By accessing our website or engaging our Services, you agree to these Terms. If you do not agree, you should not use our website or services.

1. Services Provided

Lumio Consulting (“we,” “our,” or “us”) provides AI consulting services, including but not limited to:

  • AI training and enablement (individual and team sessions)

  • Discovery workshops and process assessments

  • AI strategy and tool selection

  • Workflow automation and implementation support

We may update or expand our services from time to time. All services are provided under the conditions outlined in these Terms.

2. Website Use

By using our website, you agree to:

  • Use the site only for lawful purposes

  • Not attempt to disrupt or compromise the security of the website

  • Not copy, reproduce, or redistribute our website content without permission

We may restrict or terminate access to the site if you violate these rules.

3. Communications & User Submissions

If you submit a message, email address, or phone number through our website:

  • You consent to be contacted regarding our services

  • Your data will not be sold or shared with third parties for marketing purposes

  • You are responsible for the accuracy of any information you provide

4. Payments & Refunds

Currently, we do not accept payments directly on this website.
If online payments are introduced in the future:

  • All fees and charges will be disclosed before payment

  • Refunds will be considered on a case-by-case basis according to the scope of services provided

  • Lumio Consulting reserves the right to deny refunds for services that have already been delivered or completed

5. Intellectual Property

All website content, including text, images, branding, and other materials, are the property of Lumio Consulting or its licensors. You may not use our content for commercial purposes without prior written permission.

6. Limitation of Liability

To the fullest extent permitted by law:

  • Lumio Consulting is not liable for any damages arising from your use of our website, reliance on website content, or participation in our services

  • We are not responsible for technical issues, errors, or third-party links that may appear on our website

  • You agree to use our services at your own discretion and risk

7. Third-Party Links

Our website may include links to third-party websites or tools. We are not responsible for the content, security, or policies of those external websites.

8. Termination

We reserve the right to suspend or terminate any user’s access to the website or services at our sole discretion, without prior notice, for any conduct that we believe violates these Terms or is harmful to other users.

9. Changes to Terms

We may update these Terms at any time. Updates will be posted on this page with a revised effective date. Your continued use of our website or services after any changes constitutes your acceptance of the new Terms.

10. Governing Law

These Terms are governed by and construed under the laws of the State of Colorado, USA, without regard to conflict of law principles.

11. Contact Us

If you have any questions about these Terms or our services, please contact: tom@lumioconsulting.com